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    Home»Tech»How to use Apple Pay on Apple Watch: A step by step guide

    How to use Apple Pay on Apple Watch: A step by step guide

    Shruti SharmaBy Shruti SharmaMay 14, 2023Updated:May 14, 2023
    How to use Apple Pay on Apple Watch: A step by step guide
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    How to use Apple Pay on Apple Watch: Now you can make contactless payments using your Apple Watch in just a few seconds, thanks to Apple Pay. You don’t need to search for your cards or go through your pockets anymore. To learn how to set up and use Apple Pay on your Apple Watch, keep reading.

    How to use Apple Pay on Apple Watch

    To set up Apple Pay on your Apple Watch, there are two ways: one through your watch and the other through the iPhone paired with your watch. You’ll also need to have the card or necessary information you want to add to your Apple Pay.

    • Read More: How to download watch OS 9.5 developer beta 4 on Apple Watch

    How to add a card to Apple Watch via iPhone

    To begin, open the Watch app on your iPhone and go to the My Watch tab. Scroll down and select the Wallet & Apple Pay option. If you’ve already added cards to your other Apple devices, they will show up here. You can add any of these cards to your Apple Watch.


    Here are the step-by-step instructions:

    1. Tap on the “Add” option located next to the card you want to add to your Apple Watch.
    2. Enter the CVV number for the card.
    3. You can customize the notifications and alerts for Apple Pay on your Apple Watch. If you want your watch notifications and alerts to be the same as on your iPhone, select the “Mirror my iPhone” option.
    4. If you haven’t set up a passcode for your Apple Watch yet, you will be prompted to create one, as this is required for using Apple Pay.
    5. Read and agree to the Terms and Conditions.
    6. Choose the verification method you want to use for your card on Apple Pay, then tap “Next.”
    7. Finally, select “Done.”

    Here are the step-by-step instructions in simpler language:

    1. Open the Watch app on your iPhone and select the My Watch tab.
    2. Scroll down and tap on Wallet & Apple Pay. (How to use Apple Pay on Apple Watch)
    3. If the card you want to add is already listed, tap Add next to the card and enter the CVV, then follow the prompts to set it up.
    4. If the card you want to add is not listed, tap Add Card and choose the type of card you want to add.
    5. Follow the prompts to scan your card or manually enter your card details.
    6. Verify your card and tap Done to complete the setup.

    How to add a card from Apple Watch


    Here are the step-by-step instructions to add a new card from your Apple Watch:

    1. Open the Wallet app on your Apple Watch.
    2. Tap Add Card.
    3. Choose from Apple Account, Debit or Credit Card, or Transit Card.
    4. Follow the instructions on the screen to scan your card or enter the card details manually.
    5. Verify your card details.
    6. Tap Done.

    If you’re interested in discovering other features of your Apple Watch beyond using it with your iPhone, you can check out our article on the topic.

    How to make a purchase with Apple Pay on Apple Watch

    Here are the step-by-step instructions in simpler language:

    1. Double-tap the side button on your Apple Watch.
    2. If you have more than one card, swipe left or right to select the one you want to use.
    3. Hold your watch near the payment terminal, just like you would with a regular card.
    4. Wait for the confirmation sound and vibration.
    5. Press the Digital Crown to go back to your watch face.

    How to manage Apple Pay through Apple Watch

    Here are the steps for modifying your Apple Pay settings on your Apple Watch (How to use Apple Pay on Apple Watch)

    Choose your default card:

    1. Open the Watch app on your iPhone.
    2. Select the My Watch tab.
    3. Tap on Wallet & Apple Pay.
    4. Tap on Default Card.
    5. Select the card you want to set as default.

    Reorder payment cards:

    1. Open the Wallet app on your Apple Watch.
    2. Touch and hold a card.
    3. Drag the card to move its order in the list.

    Remove a card from Apple Pay:

    1. Open the Wallet app on your Apple Watch.
    2. Tap and select the card you want to remove.
    3. Scroll down and tap Remove.

    Change in-app default transaction details:

    1. Open the Watch app on your iPhone.
    2. Select the My Watch tab.
    3. Tap on Wallet & Apple Pay.
    4. Scroll down and tap on Transaction Defaults.
    5. Edit the default card, shipping address, email, or phone number as desired.

    What to do if your Apple Watch gets lost or stolen?

    Here are the steps to follow if your Apple Watch is lost or stolen:

    1. Put your Apple Watch in Lost Mode: Open the Find My app on your iPhone. Tap on your lost Apple Watch → Activate Lost Mode → Follow the prompts to set a passcode and display a message on your Apple Watch screen.
    2. Remove the ability to pay using your cards in Wallet: Go to applied.apple.com and sign in with your Apple ID. Find your lost Apple Watch in the list of devices and click on “Remove All” next to Apple Pay.
    3. Inform your card issuers: Call your bank or card issuer and let them know your Apple Watch has been lost or stolen. They will immediately freeze and deactivate your accounts to prevent unauthorized transactions.

    Wrapping up…

    How to use Apple Pay on Apple Watch With Apple Pay, you can easily make secure payments for your purchases using your Apple Watch. It’s a convenient and quick way to pay wherever contactless payments are available. Have you successfully set up Apple Pay on your Apple Watch? Share your experience with us in the comments section below!

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